About Us

Microf, LLC is dedicated to keeping families warm and safe by providing flexible lease-to-own solutions for HVAC systems and water heaters. We understand that a broken furnace or a leaking hot water heater can disrupt daily life and strain a household budget. Our goal is to give homeowners access to reliable, high-quality equipment without the burden of a large upfront payment. By offering lease-purchase agreements, customers can spread the cost over a convenient term while enjoying the peace of mind that comes with a fully functioning home comfort system.
Our streamlined application process delivers instant decisions, allowing families to move forward quickly when an emergency arises. Customers choose a term length that fits their budget, and once approved, contractors receive funding within 24 to 48 business hours. This fast turnaround ensures that repairs or replacements are completed promptly, minimizing downtime and protecting homeowners from costly complications. With Microf, the financial barrier to essential home comfort is removed, and families can focus on what matters most.
Microf is proud to partner with the nation's best HVAC and water heater contractors. We provide contractors with the tools and financing options that close more sales and drive growth. Fast, easy contractor funding and near real-time approval notifications empower technicians to deliver service without delays. By supporting contractors, we build a reliable network that ensures every homeowner receives professional installation and maintenance, further strengthening our commitment to quality and customer satisfaction.
Beyond immediate repairs, Microf offers early payoff discounts and a clear path to ownership. Once all lease payments are completed, the homeowner owns the system outright, eliminating future maintenance costs and allowing full control over home comfort. Our customer support team is available Monday through Sunday to answer questions, manage accounts, and provide assistance throughout the lease term. With Microf, families enjoy the convenience of monthly payments, the assurance of ownership, and the confidence that comes from partnering with a trusted, customer-focused company.