Microf Lease-to-Own Home Comfort Solutions

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Our streamlined application process delivers instant decisions, allowing families to move forward quickly when an emergency arises. Customers choose a term length that fits their budget, and once approved, contractors receive funding within 24 to 48 business hours. This fast turnaround ensures that repairs or replacements are completed promptly, minimizing downtime and protecting homeowners from costly complications. With Microf, the financial barrier to essential home comfort is removed, and families can focus on what matters most.
Microf is proud to partner with the nation's best HVAC and water heater contractors. We provide contractors with the tools and financing options that close more sales and drive growth. Fast, easy contractor funding and near real-time approval notifications empower technicians to deliver service without delays. By supporting contractors, we build a reliable network that ensures every homeowner receives professional installation and maintenance, further strengthening our commitment to quality and customer satisfaction.
Beyond immediate repairs, Microf offers early payoff discounts and a clear path to ownership. Once all lease payments are completed, the homeowner owns the system outright, eliminating future maintenance costs and allowing full control over home comfort. Our customer support team is available Monday through Sunday to answer questions, manage accounts, and provide assistance throughout the lease term. With Microf, families enjoy the convenience of monthly payments, the assurance of ownership, and the confidence that comes from partnering with a trusted, customer-focused company.", "keywords": null, "status": "0", "affiliate_id": 0, "cust_id": 66002, "approve_dt": null, "source": null, "submit_dt": "2018-04-05T00:00:00.000Z", "filler": null, "points": null, "ppc_remain": null, "ppc_points": null, "link_points": null, "clickcount": 111, "referrals": null, "country": 277, "countrycode": "US", "loc_id": 277, "state_id": 10, "city_id": 4140, "ltop": "", "facebook": "https://www.facebook.com/microffinancial", "tiktok": null, "linkedin": "https://www.linkedin.com/company/microf", "twitter": "https://twitter.com/MicrofFinancial", "googleplus": "https://plus.google.com/115983761975013463018/post", "youtube_channel": null, "youtube": "", "youtube_title": null, "pinterest": "", "yelp": "", "foursquare": "", "instagram": "", "tripadvisor": null, "trustpilot": null, "blog_link": null, "ss_exchange": 0, "googlebot": null, "yahoobot": null, "msnbot": null, "author_id": null, "subcat_id": 4218, "d_url": null, "approved": null, "logo_ext": null, "screen_ext": "png", "pack_id": null, "uuid": "9562461c-56da-11ed-b77c-b66e99367f32", "subdate": "Apr 05, 2018", "subcategory": "Air Conditioning", "request_types": "", "visitcount": 218 }, "visits": { "storefront": 218, "articles": 0, "videos": 0, "reviews": 14, "coupons": 0, "products": 0, "social": 22, "services": 0, "article_externals": 0, "video_externals": 0, "coupon_externals": 0, "product_externals": 0, "service_externals": 0 }, "services": { "service_description": "

With Microf's lease-to-own program, homeowners can install new HVAC or water heater units without the strain of a hefty down payment. Instead of paying thousands upfront, customers spread the cost over a manageable term, freeing cash for other priorities while still enjoying optimal home comfort.

Our application portal delivers near-real-time decisions, meaning that families can get the help they need in minutes. Once approved, the chosen contractor receives full funding within 24 to 48 business hours, ensuring timely installation and repair with minimal disruption.

Flexibility is at the heart of our payment options. Choose the term length that best suits your budget, and take advantage of early payoff discounts that reward timely payments. These savings can add up to thousands over the life of the lease, making high-quality equipment more affordable than ever.

We empower contractors by providing them with quick funding, higher approval rates, and a network of trusted homeowners. Contractors benefit from increased sales volume and faster payment cycles, while homeowners receive professional installation and ongoing support from industry-leading technicians.

At the conclusion of the lease, the homeowner owns the equipment outright, eliminating future maintenance costs and giving peace of mind that the system is theirs forever. Our dedicated support team is available around the clock to assist with any questions, ensuring a seamless experience from application to ownership.

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