About Us

Special Risk Life Insurance is a trusted provider based in Kalamazoo, MI, dedicated to delivering customized life insurance solutions for individuals who have faced challenges in securing coverage due to medical conditions or other unique circumstances. Our team of independent agents works closely with clients to assess their needs, navigate complex underwriting requirements, and connect them with reputable insurers that specialize in high-risk and special risk policies.
With a focus on transparency and personalized service, we guide our clients through every step of the application process—from initial consultation and policy selection to final approval and ongoing support. Our commitment to client education ensures that each policyholder understands their coverage options, benefits, and any applicable riders or supplemental protections.
At Special Risk Life Insurance, we recognize that financial security extends beyond the policyholder to include loved ones and dependents. We therefore offer a range of options that can be tailored to meet family planning goals, estate considerations, and legacy aspirations, ensuring that our clients receive comprehensive protection that aligns with their long-term objectives.
By partnering with industry-leading carriers, we provide competitive quotes, flexible terms, and the peace of mind that comes from knowing you have reliable coverage, even in the face of elevated risk factors. Phone: 269-230-3464