About Us

Valley Credit Union has served the Salem community since 1930, growing from a small postal credit union to a comprehensive financial partner dedicated to its members. Founded to provide fair, competitive services to local residents, Valley Credit Union has remained true to its mission of member ownership and community focus. Today, members enjoy a full range of banking products backed by decades of experience and a commitment to local growth.
Our modern, member-centric approach combines traditional banking with innovative digital tools. The mobile app lets you access accounts, transfer funds, and pay bills anytime, anywhere, ensuring you stay in control. Online banking offers secure account management, while our auto and home loan teams provide personalized guidance and competitive rates that keep your budget on track. With Valley Credit Union, you have a trusted partner invested in your financial well-being.
In addition to banking services, Valley Credit Union rewards loyalty with an annual ownership dividend that returns more than $1.45 million to members. The "Round-Up" savings program automatically tops up debit purchases to the nearest dollar, putting savings into your account without extra effort. Valley Credit Union also supports local schools, charities, and civic events, reinforcing its role as a pillar of the Salem area. Every member benefits from personalized service and a commitment to community prosperity.
Valley Credit Union's local focus means you're not just a number on a balance sheet-you're part of a family that cares about your future. From competitive rates on mortgages and auto loans to flexible savings solutions and credit card benefits, our products are designed to grow with you. With a dedicated team of financial experts ready to guide you through every life stage, you'll discover that banking can be simple, rewarding, and genuinely member-first.
Whether you're opening a checking account, applying for a first home, or planning a future with a HELOC, Valley Credit Union provides transparent, member-centric solutions that reduce costs and increase savings. Our staff's local expertise, combined with industry-leading technology, ensures that every transaction is secure and every decision is backed by data and genuine care. Join Valley Credit Union today and experience the difference that a truly local credit union can make.