About Us

Colonial Mortgage Capital has proudly served the Reston community and beyond for over 25 years, guiding families, couples, and first-time homebuyers toward their dream homes. Our mission is simple: to make home ownership not only attainable but also a sound financial investment that grows their wealth over time.
We believe that every client deserves personalized, transparent financial guidance. From your first phone call to the moment you receive the keys, Andy Sikora and our dedicated team walk beside you, answering your most pressing questions about timing, affordability, and long-term impact. This hands-on, client-first approach has earned us a reputation as one of the highest customer-rated independent mortgage brokers in Virginia.
At Colonial Mortgage Capital, affordability is at the heart of every solution. Whether you are looking for low down-payment options, a tailored Buy & Borrow Smart Plan, or a competitive refinance to reduce your monthly costs, we combine our industry expertise with a vast network of lenders to secure the best rates and terms. Our streamlined application process, combined with proactive financial counseling, ensures you feel confident and informed at every step.
Our impact extends far beyond loan approvals. We are proud of the community we help build-over 1,500 families have achieved home ownership with our support. Testimonials from clients such as Ray M., Trushar P., and Lisa B. underscore our commitment to excellence, quick responses, and lasting savings. We are more than a mortgage lender; we are your lifelong partner in financial freedom, offering continued guidance even after you move into your new home.