About Us

Guidance Residential, LLC stands as the United States' premier Islamic home-financing provider, delivering shariah-compliant mortgage solutions that honor the Islamic prohibition against riba while empowering homeowners to achieve their dreams. Our mission is to offer a transparent, consumer-friendly alternative that aligns financial practices with faith-based values, fostering financial inclusion for Muslim communities and anyone who seeks ethical home-ownership.
At the heart of our offerings lies the Declining Balance Co-Ownership model, a groundbreaking structure that eliminates interest by allowing buyers to gradually increase ownership through monthly payments. This model incorporates shared risk, protecting homeowners from natural disasters, eminent domain, or foreclosure, and includes a capped late-payment fee of $50 to ensure fairness. Moreover, Guidance Residential commits to a non-recourse policy-meaning that in the event of default, we do not pursue other assets-providing peace of mind for families.
Our suite of services extends beyond financing. Clients can pre-qualify online at any time, track application status via our mobile app, and access a dedicated account executive for personalized guidance. Whether you're buying your first home, refinancing to reduce payments, or working with a real-estate agent through our Realty Program, every step is streamlined through secure digital portals designed to simplify the process and keep you informed.
Guidance Residential is more than a lender; we're a partner invested in the long-term well-being of our clients. With an independent Shariah Board led by Justice Muhammad TaqiUsmani and endorsements from the Assembly of Muslim Jurists of America, we uphold the highest standards of ethical finance. Join the growing community of satisfied homeowners who have turned their aspirations into reality-experience a home-financing journey that respects both your values and your future.
With a nationwide network of licensed account executives and a robust digital platform, Guidance ensures that every homeowner receives personalized support and timely updates, reinforcing trust and transparency at every milestone.