In general a credit score is a number generated by a mathematical formula. This formula analyzes information in your credit report to derive your credit score. Most credit scores range from from 300 to 850 with a majority of people in the 600 top 800 range. Your credit score is a reflection of your credibility credit worthiness and will have a big impact on the interest rates you will receive when applying for a loan. In general a credit score above 710 will fetch the most favorable interest rates.
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